Benefits Overview 2016-2017

 

New Castle County Head Start, Inc. is an Independent-Non-Profit Agency We are not affiliated with Federal, State, County, or Local Governments.

Medical Insurance

Provider: Aenta
Employee Cost: $37.46 OR $138.28 Premium per month **
Program: Base Plan (HMO Plan) or Buy-Up Plan (Open Access HMO Plan)
Options:

Family/Spouse/Parent-Child(ren) - Coverage at employee cost **

Eligibility Date: First of month after thirty (30) days of employment

(** Specific rates for employees are found on last pages)

Dental Insurance

Provider: Aetna
Employee Cost: None
Program: PPO (in or out of network) or DMO (in network ONLY)
Options: Family/Spouse/Children - Coverage at employee cost **
Eligibility Date: First of month after thirty (30) days of employment

(** Specific rates for employees are found on last pages)

Life Insurance

Provider: Aetna
Employee Cost: None
Program: Two times annual salary (rounded to nearest $1000)
Options: None
Eligibility Date: First of month following date of hire

Accidental Death and Dismemberment

Provider: Aetna
Employee Cost: None
Options: None
Eligibility Date: First of month following date of hire

Short Term Disability

Provider: Aetna
Employee Cost: None
Options: None
Eligibility Date: First of month following date of hire

Long Term Disability

Provider: Aetna
Employee Cost: None
Options: None
Eligibility Date: First of month following date of hire

Premium Only Plan

Provider: ADP
Employee Cost: None
Program: Family/Spouse cost for insurance coverage (medical and/or dental) deducted from employee’s paycheck pre-tax
Options: Annualized Program Only
Eligibility Date:

When deductions starts – or upon additional coverage

Direct Deposit

Provider: NCCHS
Employee Cost: None
Program: Direct Payroll deposits to checking, savings, or credit union accounts
Options: None
Eligibility Date: Two payroll periods following initial sign up

Credit Union

Provider: Delaware Federal Alliance Credit Union
Employee Cost: None
Program: Checking, Savings, Loans, etc.
Options: Minimum deduction $2.50
Eligibility Date: First payroll following completed paperwork
Payments to the credit union are done by direct deposit

403 (b) Retirement Plan

Provider: AXA
Employee Cost: Variable within IRS guidelines
Program: Pretax Annual Salary Reduction Plan (Payroll deduction)
Eligibility Date: Any time after enrollment

403 (b) Employer Contribution

Provider: AXA 
Employee Cost: None
Program: Defined Contribution Plan (Company Contribution)
Eligibility Date:

Completion of two years employment

Tuition Reimbursement

Provider: New Castle County Head Start, Inc.
Employee Cost: Cost of Books and other fees
Program: Course must be related to employee’s job duties. NCCHS will pay the full cost of tuition if all requirements are met (must receive a grade of “C” or better).
Eligibility:

Must have completed ninety day probationary period and cannot be on suspension or probation for other reasons

Please see personnel handbook for more specific information concerning tuition reimbursement and Master level courses

Dental Plan Costs - Aetna

(Effective August 1, 2016)

Employee Cost Per Month
  PPO                            DMO
Individual $0.00                          $0.00
Employee Plus Spouse $24.01                        $18.51
Employee Plus Child(ren) $30.01                        $26.81
Family $54.51                       $40.08

Medical Plan Costs - Aetna

Employee Cost Per Month
  Base Plan Buy Up Plan
Individual $37.46 $138.28
Employee Plus Spouse $1,141.32

$1,1483.55

Employee Plus Child(ren) $541.96 $833.36
Family $1,564.71 $1,971.55